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UK Life Insurance Information


Guide ___________________Quotes

Like many personal finance "products" there are different names for what are essentially the same thing.

The following list refers to the most common terms for personal insurance.

Click on the links to access the guide to each subject.

Life Insurance

Critical Illness Insurance

Long Term Income Protection

Mortgage Payment Protection Insurance
AKA Accident, Sickness and Unemployment

Mortgage / Life Protection

Top Tips

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About these quotes


Life Insurance Quotes


Read the guide and buying tips

Mortgage Life Protection

Read the guide and buying tips

Long Term Income Protection

Read the guide and buying tips

Critical Illness Insurance

Read the guide and buying tips

Mortgage Payment Protection

Read the guide and buying tips

 

 


About these quotes

There are hundreds of insurance brokers out there waiting to give you a quote. The problem is they vary greatly in price and quality.

We've had a careful look around and have identified the ones we believe offer the best value. Simply click on the relevant link to go through to their website. Most allow for quick online quotes.

We doubt you'll find anything better. But don't take our word for it. Check them out yourself and make comparisons. (Always try to get three quotes when buying any financial product).

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Why your quote is so cheap

 


Why your quote is so cheap

We're constantly reviewing what's on offer on the web to identify the firms who offer the best deal for each type of insurance.

Usually Because their costs as an online operation are much lower than a normal insurance broker, they "discount" a large percentage of their commission. This drastically reduces your premium so you pay much less than if you get the same policy through a normal broker or even direct from the insurer.

These quotes are FREE and you are under no obligation to proceed with any of the deals quoted.

But remember to always get at least three quotes when buying any financial product. In other words don't just rely on our word. Compare them to two other quotes and go for the best one.

 

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Why Going Direct to the big insurers is not cheaper

The websites we link you to are run by insurance brokers - middle men - who will arrange policies with the big "household name" insurance providers.

You'd think that if you went to the big providers direct it would be cheaper - because you'd be cutting out the middle man.

Not so. This is because if you go direct they usually charge you the full commission they'd normally pay the middle man and just keep it as profit.

However the websites we link you to are so cheap because they usually offer a discount on their commisssion. Basically they pay you a percentage of their commission

This means that if you go to the insurer direct it could cost you even more than going through the broker.

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How do you get your quote - what happens next?

You'll be put through to the website we've identified as offering the best deals. They usually have an online "quote engine". This will search for the cheapest policy available to you.

You'll be emailed a quote almost immediately.

This is a free service and there is no obligation to proceed in any way.

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Which Insurance providers will be quoted

The brokers will search as many policies as are relevant to your needs. These will include the policies of the "household name" insurance companies.

You'll be told about whoever is offering the best deal for your exact needs.

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